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Insurance Update

USA Gymnastics Sanctioned Event Insurance Coverage Updates for Registered Athletes and Professional Members

USA Gymnastics has several insurance programs that are directly tied to its membership programs. Listed below are the various types of insurance coverage, and with which types of membership they are associated.

Please note that the descriptions below are general descriptions of the coverage included. Copies of the specific policies are on file at the USA Gymnastics Member Services department.

Participant Accident
This coverage provides secondary medical coverage during USA Gymnastics sanctioned events, subject to deductible.

Catastrophic Insurance
The purpose of this policy is to provide insurance coverage and protection from severe injuries that could possibly result from participation by a covered person in a sanctioned event.

General Liability

In addition to the above, USA Gymnastics has secured Excess Liability coverage in the amount of $4,000,000 for coverage in excess of the Underlying Limits of Insurance as detailed above. This is only a very general reference to what coverage(s) the insurance policy provides and is not intended to attempt to describe all of the various details pertaining to the insurance. Actual coverage(s) are detailed in the policy or insurance and are always subject to terms, provisions, conditions, and exclusions as contained herein. You should not rely upon this generalized summary, but should consult the actual policy for a complete description and details regarding coverage.

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